Kenya Betting Tax Calculator

By 99tipster

KENYA · KES

Betting tax calculator

See the tax on your deposit and how much you receive from a payout or withdrawal.

Rates checked: 8 October 2026

1 Deposit

Enter the amount you send before the operator deducts excise duty.

2 Payout / withdrawal

Enter the gross amount paid or disbursed to your account by the operator, including any returned deposit.

The 5% tax applies to the full taxable payment, even if you made no profit.

Deposit and payout / withdrawal are separate transactions. Enter 0 for either one if you only need the other calculation.

How the tax is calculated

Deposit excise duty = deposit × 5%. Withdrawal withholding tax = gross withdrawal × 5%. For betting and gaming, “withdrawals” includes amounts paid or disbursed to a player’s account, rather than only transfers to a bank or M-Pesa account. The deposit setting models whether the operator deducts the duty or charges it separately; it does not change the tax rate.

This calculator estimates player taxes for betting and gaming. It excludes lottery and prize competition payouts, operator taxes, bonuses and payment fees. Amounts are rounded to the nearest cent; your operator’s rounding may differ.

Sources: KRA: Finance Act 2026 · Parliamentary Budget Office: withdrawal tax (section 3.2) · EY: enacted 2026 changes.

An estimate for information only. Confirm charges with your operator. 18+ · Bet responsibly.

How betting tax works in Kenya

Two taxes affect the money you deposit and receive from betting:

  • 5% deposit excise duty: Charged on money deposited for betting purposes. If your operator deducts the duty from a KES 1,000 deposit, KES 50 goes to tax and KES 950 becomes available in your wallet.
  • 5% payout withholding tax: Charged on the gross taxable payment made to your account. For a KES 2,000 payout, KES 100 goes to tax and you receive KES 1,900.

Under the 2026 changes, the withholding tax point includes money paid or disbursed to a player’s account—not only money transferred to M-Pesa or a bank. Read the Finance Act 2026 analysis.

Using the calculator

Enter your deposit and gross payout before tax deductions. Choose whether your operator deducts deposit duty or charges it on top. Enter zero in either field to calculate only the other transaction.

Deposit and payout taxes apply to different amounts, so they should not simply be added together as a flat 10% tax.

Rates checked on 8 October 2026. Estimates exclude payment fees, bonuses, and lottery or prize competition taxes. Your operator’s rounding may differ. 18+ · Bet responsibly.